For banks and fintechs
Own the biggest money moment of the year.
Tax season moves billions of dollars into consumer accounts. Put filing inside your product and the refund, the engagement and the relationship come with it.
Your app
Checking
Available balance
Tax season
File your taxes here
Get your refund into this account
StartSavings
Goals
Your taxesFiling by Navo
Your checklist
- About you
- Income
- Credits
- Review
Estimated federal refund
Ready to review
Continue
What embedded filing unlocks
Refund deposits
Make your account the default destination for the refund, inside the flow where the member files.
Seasonal engagement
Bring users back every spring with a feature they need, not a promotion they ignore.
Verified income, with consent
With a user's signed consent, income from a filed return can support underwriting and better offers.
Ready for AI
The same engine works through AI assistants, so your product is ready as users bring AI into their finances.
What Navo handles
You bring the members. We bring everything it takes to file a return.
IRS e-file authorization
Navo is an authorized IRS e-file provider and passes the IRS's tests every season, so you never apply, test or certify.
The tax engine
Every form, credit and calculation, updated for each new tax year and checked against IRS test cases before it reaches a member.
Sensitive data
Members enter Social Security numbers and bank details, and sign, on Navo. Your systems never hold them.
Filing and rejections
Navo transmits returns, tracks acceptance and walks members through fixing a rejected return.
Compliance
IRS security and privacy rules for e-file providers, and federal consent rules for any use of return data beyond filing.
Accuracy guarantee
Navo stands behind its math with an accuracy guarantee for every return it files.
From first call to launch
- 1
Talk to us
Tell us about your members, your app and your goals for tax season. - 2
Design it together
We agree the experience, the branding, the member support model and the data you'll receive with consent. - 3
Test with real returns
Your team files test returns end to end before a single member sees it. - 4
Launch for the season
Go live when the IRS opens filing, with Navo watching every return through acceptance.
Put tax filing in your product.
Email support@navo.ai and we'll set up a call.